The serious stuff

PLEASE READ THIS CAREFULLY BEFORE VIEWING THIS SITE. THIS SETS OUT THE CONDITIONS WHICH GOVERN YOUR USE OF THIS SITE AND OF ANY MATERIAL THAT MAY BE MADE AVAILABLE THROUGH THIS SITE. ONLY USE THIS SITE IF YOU AGREE TO THE FOLLOWING CONDITIONS.

INTRODUCTION
OneBill is a trading name of Moneyway
Welcome to www.onebill.co.uk (the 'Site'). In these terms and conditions, the expressions "we" and "us" means Moneyway and its subsidiaries and Arbuthnot Banking Group PLC.

The Site is owned and operated by Moneyway. Moneyway is a trading name of Secure Trust Bank Plc registered in England and Wales, company number 541132. Registered Office at One Arleston Way Solihull B90 4LH. Authorised and regulated by the Financial Services Authority.

The terms and conditions set out below constitute an agreement between you (the user) and us and set out the conditions upon which you may view the Site and access the information, products, material and services available on the Site. We reserve the right to alter the Site and any of the terms, conditions and provisions of the Site (whether contained in the Legal Notice, these Terms and Conditions of Use, the Privacy Policy or elsewhere), at any time. It is the users responsibility to view the terms, conditions and provisions of the Site regularly and thoroughly.

GOVERNING LAW
The terms, conditions and provisions of the Site (including, without limitation, the Privacy Policy) shall be governed by and construed in accordance with the laws of England and Wales.

INVALIDITY
Should any part of this Agreement be found to be void, unlawful or unenforceable, it shall be deemed severable from the rest of this Agreement so that it is not effective to the extent that it shall not affect the validity of the remaining terms and conditions of the Agreement, which shall remain valid and enforceable.

ACCESS TO SITE
Unless otherwise specified the information on the Site is directed solely at those who access the Site from the United Kingdom (of Great Britain and Northern Ireland) and at those who are residents of the United Kingdom (of Great Britain and Northern Ireland).

LEGAL EXCLUSIONS AND LIMITATIONS
While we take every care to ensure that the standard of the Site remains high and to maintain the continuity of the Site, the Internet is not a stable medium and errors, omissions, interruptions of service and delays may occur at any time. As a result, we do not accept any ongoing obligation or responsibility to operate the Site (or any particular part of it) or to provide the services offered on the Site. In addition, we make no representations or warranties about the accuracy, completeness, and freedom from viruses, availability, reliability or suitability for any purpose of the information and related graphics published on the Site (including all texts, advertisements, links or other items) which may contain technical inaccuracies and typographical errors. We and all content providers and contributors to the Site disclaim and exclude to the fullest extent permitted by law all liability for any loss or damage whatsoever whether arising in tort, contract, equity or otherwise and arising out of or in relation to or in connection with your access to or use of or inability to use the Site.

We are not providing any legal, accounting or any other professional advice or opinion on specific facts or matters and (other than in the case of fraudulent misrepresentations and representations expressly made in these terms and in our Privacy Policy) we exclude all representations and offer no warranties. Neither we nor any of our directors, officers, employees or agents will be liable for damages arising out of or in connection with the use of the Site or the information contained in it. This is a comprehensive limitation of liability that applies to all damage of any kind including (without limitation), compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of opportunity, loss of or damage to property and third party claims save that nothing in the terms, conditions and provisions of the Site shall exclude or restrict liability for death or personal injury resulting from our negligence or that of our directors, officers, employees or agents.

On the Site you may be offered various links to other sites which we hope you will be interested in and enjoy. We do not accept any responsibility for the content of those sites, the owners of which do not necessarily have any association, commercial or otherwise with us.

Nothing contained in the Site shall form a contract or part of a contract other than as expressly provided and other than the terms, conditions and provisions of the Site.

Where appropriate your statutory rights are not affected by these Terms and Conditions of Use.

We expressly do not accept responsibility for the content and information on the linked sites not owned or operated by Arbuthnot Banking Group PLC.

COPYRIGHT
All information, design, text, graphics and the selection or arrangement therefore is copyright owned by or licensed to us or third parties associated in the appearance of the Site. You may copy electronically and print in hard copy portions of the Site solely for the non-business related purpose of using the Site to seek information of the kind shown by the Site. Any other use of materials on the Site (including reproduction for purposes other than those noted above and amendment, updating, distribution or republication) without prior written permission is forbidden.

TRADE MARKS
Secure Trust Bank Plc owns the various 'Moneyway' and 'Secure' trade marks. All trade marks, product names and company names or logos cited herein are the property of Secure Trust Bank plc and the Arbuthnot Banking Group plc. No permission whatever is given by us or by the Arbuthnot Banking Group plc in respect of the use of any such trade marks, product names, company names, logos or titles and such use may constitute compromising of these rights.

FORCE MAJEURE
We shall not be held liable for any breach of conditions of use or any failure to provide or delay in us providing our services through this Site resulting from any occurrence beyond our reasonable control including (without limitation) strikes, lock-outs and other industrial disputes, break-down of systems or network access, fire, explosion or accident failure of any third party telecommunications or service provider. Click here to read our Privacy Policy (link to privacy policy)